Your home is your most important asset, we can make sure its protected

Dwelling Coverage
Coverage for your physical home and things that are permanently affixed to it. Pays to repair or replace it for covered losses.  Your dwelling includes the foundation, exterior and interior walls, windows, floors, ceilings, roof, porches, decks, cabinets, countertops and attached garages.  This includes plumbing, electrical, gas, and HVAC systems.

Other  Structures
Provides coverage for other structures on your property that are not attached to your main home including detached garages, fences, gazebos, and other outbuildings.

Personal Property
Pays to repair or replace your personal property including furniture, appliances, clothing, electronics and other belongings

Liability Coverage
Protects against financial loss when you're liable for damages or injuries to another party, such as someone being injured on your property due to negligence, or if your child broke the neighbors window while playing in your yard.  This coverage often covers legal fees associated with defending those lawsuits.

Loss Of Use  / Additional Living Expenses
Pays for you to live elsewhere if your home is not livable due to a covered loss.  If you have a policy which allows for rental tenants, it may provide money for rent money yyou are unable to collect while your property is being repaired for a covered loss.

Coverages vary based on insurance carrier and policy options chosen.  You should always check your personal policy to know your what perils are covered and any limitations or exclusions.